Payment Policy

Last Updated: August 16, 2026

Thank you for shopping with Urbancartly. This Payment Policy explains how payments are processed when you purchase women’s bags through our website.

1. Accepted Payment Methods

Payment methods available at checkout may include:

  • Visa
  • Mastercard
  • American Express
  • Discover
  • PayPal
  • Apple Pay
  • Google Pay
  • Shop Pay
  • Other payment methods displayed during checkout

Available payment options may vary depending on your location, device, or checkout provider.

2. Payment Processing

When you place an order, your selected payment method will be submitted for authorization.

Orders are generally processed after successful payment authorization.

If a payment cannot be authorized or requires additional verification, your order may be delayed, placed on hold, or cancelled.

3. Payment Security

Urbancartly works with trusted third-party payment providers that use security technologies designed to protect payment information.

For your protection, Urbancartly does not store complete credit or debit card information on its servers.

Payment providers may process your information according to their own terms and privacy policies.

4. Pricing

Product prices displayed on our website may change without prior notice.

Applicable taxes, shipping charges, discounts, and other applicable costs will be displayed during checkout before you complete your purchase.

5. Payment Verification

For security and fraud-prevention purposes, certain transactions may require additional verification.

If verification is required, we may contact you using the information provided during checkout.

6. Failed or Declined Payments

Payments may be declined due to:

  • Incorrect payment information
  • Insufficient funds
  • Expired cards
  • Bank restrictions
  • Payment authorization issues
  • Security or fraud-prevention checks

If your payment is declined, please verify your payment details or contact your financial institution.

7. Refunds

Approved refunds will be issued to the original payment method used for the purchase.

Please allow approximately 5–10 business days after a refund is processed for it to appear, depending on your bank or payment provider.

For complete refund information, please review our Refund & Returns Policy.

8. Fraud Prevention

To help protect our customers and business, Urbancartly may:

  • Review suspicious transactions.
  • Request additional verification.
  • Decline transactions that cannot be verified.
  • Cancel orders suspected of fraudulent activity.

These measures help maintain a secure shopping environment.

9. Contact Us

If you have questions about a payment or this Payment Policy, please contact us.

Urbancartly
Operated by Clay Digital LLC

6500 Kimball Ave
Kansas City, KS 66104
United States

Email: support@urbancartly.store